About This Frederick County Department of Housing and Community Development
The county offers a variety of affordable housing options, with a focus on serving low to moderate income and special needs populations. Available programs and services include: Housing Choice Vouchers for eligible families seeking private rental housing or project based vouchers in Emmitsburg, MD; Bell Court Senior Housing, a small apartment complex for income eligible seniors with a community center; Rental Allowance Program, which provides short term rental assistance to those who are or are about to be homeless; Emergency Rehabilitation Revolving Loan Fund, which offers limited funds for emergency repairs and rehab loans to low to moderate income homeowners with code violations and/or housing emergencies; State Rehabilitation Loan Programs, a rehab program for moderate income homeowners needing major renovations to their properties; Homebuyer Assistance Program, which provides deferred loans up to $5,000 for down payment and closing costs for first time homebuyers; Roof Raising Project, which replaces significantly substandard homes for income eligible households with a new structure built over a weekend generally in December with volunteer labor; and a Livability Code for Renters to protect safety and welfare through inspections and citation of owners when appropriate.
